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Read more about No debit card, no worries. The benefits of targeted saving.

Read more about No debit card, no worries. The benefits of targeted saving.

Posted by LLL

Date posted: 1 Sep 2019

When you look at your purse or wallet, does it bulge with loyalty cards, gift cards, debit cards and credit cards? It seems that every time you sign up to a new membership or reward program...

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Read more about 6 ways to save at the Royal Adelaide Show

Read more about 6 ways to save at the Royal Adelaide Show

Posted by LLL

Date posted: 27 Aug 2019

Save over $200 at the Adelaide Show this year! It’s Spring, which for Adeladians means “The Royal Adelaide Show is coming!” From Friday 30 August to Sunday 8 September thousands of families will spend hundreds of...

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Read more about Four ways to keep your Book Week parade outfit on budget.

Read more about Four ways to keep your Book Week parade outfit on budget.

Posted by Rhianan Strangways

Date posted: 31 Jul 2019

I don’t mean to worry all you parents out there, but it’s already August which means the Book Week parade is just around the corner! Love it or loathe it, Book Week is a well-established tradition...

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Read more about Avoid being scammed. What you can do?

Read more about Avoid being scammed. What you can do?

Posted by LLL

Date posted: 10 Jul 2019

As technology improvements are made every day to ensure the safety of personal information, scammers have evolved to be evermore deceptive in their pursuit of gaining access to your personal details. Scammers can use you to...

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Read more about I don’t have enough money for that! Ahhhh!

Read more about I don’t have enough money for that! Ahhhh!

Posted by Marie Pawsey

Date posted: 19 Jun 2019

What’s happening? How come I’ve run out of money? Here are a few simple budgeting ideas to help you plan for the future. Plan When you plan, you need to be clear with yourself about your...

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Read more about You’ve landed your first job, woohoo, nailed it!

Read more about You’ve landed your first job, woohoo, nailed it!

Posted by Rhianan Strangways

Date posted: 17 May 2019

Financial independence and a world of choices and opportunities await you… but before you splurge all your money like one of those ‘minute to win it’ shopping competitions lets chat about how can you set yourself...

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Read more about The family that saves together…

Read more about The family that saves together…

Posted by Marie Pawsey

Date posted: 3 May 2019

Some years ago, a couple living eight hours’ drive from their capital city wanted to help their two sons to understand money, so they opened an LLL Children’s Savings Account for each of them. They thought...

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Read more about So you’ve opened a children’s savings account … Congrats!

Read more about So you’ve opened a children’s savings account … Congrats!

Posted by Rhianan Strangways

Date posted: 18 Mar 2019

Now what? When you were growing up, you undoubtedly got your hands on tangible cash pretty often. In an increasingly cashless society, it’s easy to forget that children haven’t - and probably won’t. Children may miss...

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Read more about Rough Cut Men in Bundy

Read more about Rough Cut Men in Bundy

Posted by LLL

Date posted: 18 Jan 2019

By Pastor Wayne George It’s not a secret that, generally speaking, men are not always known to wear their hearts on their sleeves or talk openly about what’s going on inside. As a result, when going...

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Read more about So you better watch out, you'd better not cry... Pt.2

Read more about So you better watch out, you'd better not cry... Pt.2

Posted by Rhianan Strangways

Date posted: 12 Dec 2018

...you’d better not pout, I'm telling you why. With all your pre-holiday activities planned and budgeted for, it’s now time to turn your attention to the actual Christmas celebrations themselves. Rushing out to buy the gifts...

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Read more about So you better watch out, you'd better not cry... Pt.1

Read more about So you better watch out, you'd better not cry... Pt.1

Posted by Rhianan Strangways

Date posted: 30 Nov 2018

...you’d better not pout, I'm telling you why. Ok, you’d be forgiven if you did start pouting. The Christmas and New Year holiday season is fast on its way and as the warmer weather sets in...

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Read more about No need to wait - Faster Payments with the NPP

Read more about No need to wait - Faster Payments with the NPP

Posted by LLL

Date posted: 6 Nov 2018

No need to wait… transfer your funds in near real time with Faster Payments through the New Payments Platform (NPP). The LLL is one of the first financial institutions in Australia to offer the NPP. It...

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Read more about Toys that teach

Read more about Toys that teach

Posted by LLL

Date posted: 28 Oct 2018

In recent times, interest in miniature supermarket figurines has surged. Before your child loses interest in their novelty, how about turning the collectible craze into an educational game? Such as: grab a supermarket catalogue and let...

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Read more about Loving libraries

Read more about Loving libraries

Posted by LLL

Date posted: 14 Sep 2018

Living on a budget can sometimes mean looking for alternative ways of enjoying the things you love that would normally eat into your funds. A library for instance, can help you stay on budget with their...

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Read more about Making your budget work

Read more about Making your budget work

Posted by Marie Pawsey

Date posted: 29 Aug 2018

Oops! Back in high school I was excellent at setting up a study plan. But I don’t think I ever got myself to actually do the study according to the plan! I needed a different system,...

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Read more about Mini trees and peas

Read more about Mini trees and peas

Posted by Rhianan Strangways

Date posted: 7 Aug 2018

As I sit down to dinner in the evenings watching my ravenous pre-schoolers push their broccoli and peas around on the plate with their fork, refusing to eat and eventually letting them plop onto the table...

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Read more about Saving for a big idea

Read more about Saving for a big idea

Posted by Rhianan Strangways

Date posted: 4 Jul 2018

Do you have a savings goal? We all know we should save, but this is very difficult when we don’t have a specific goal, and things keep coming up. You know, the car breaks down, the...

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Read more about New Native Adventure Play Yard thanks to LLL earthcare grants

Read more about New Native Adventure Play Yard thanks to LLL earthcare grants

Posted by LLL

Date posted: 13 May 2018

What child doesn’t love playing with dirt? The lucky kids at St Paul’s Lutheran Child Care Centre (Nundah, Queensland) now have their very own Native Adventure Play Yard where they can play with dirt and plants...

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Read more about Millennials and Home Ownership - Saving with a goal (#5)

Read more about Millennials and Home Ownership - Saving with a goal (#5)

Posted by LLL

Date posted: 10 May 2018

In order to either confirm or dispel myths about millennials and home ownership, we surveyed 22 millennials about their financial situation. This is part 5 of the series. This is part 5 of the series. To...

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Read more about Millennials and Home Ownership - LIVING LIFE with a mortgage (#4)

Read more about Millennials and Home Ownership - LIVING LIFE with a mortgage (#4)

Posted by LLL

Date posted: 7 May 2018

In order to either confirm or dispel myths about millennials and home ownership, we surveyed 22 millennials about their financial situation. This is part 4 of the series. To read parts 1, 2 and 3 click...

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Read more about Millennials and Home Ownership - servicing the loan (#3)

Read more about Millennials and Home Ownership - servicing the loan (#3)

Posted by LLL

Date posted: 3 May 2018

In order to either confirm or dispel myths about millennials and home ownership, we surveyed 22 millennials about their financial situation. This is part 3 of the series. To read parts 1 and 2, click here. ...

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Read more about Millennials and Home Ownership - How did they do it? (#2)

Read more about Millennials and Home Ownership - How did they do it? (#2)

Posted by LLL

Date posted: 26 Apr 2018

In order to either confirm or dispel myths about millennials and home ownership, we surveyed 22 millennials about their financial situation. This is part 2 of the series. To read part 1, click here. When asked...

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Read more about Millennials and Home Ownership?

Read more about Millennials and Home Ownership?

Posted by LLL

Date posted: 12 Apr 2018

Millennials are often given a bad name. Also referred to as Gen Y, this generation is often accused of being lazy, entitled, bad with money and basically the downfall of the human race. As a member...

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Read more about Generosity in strange places

Read more about Generosity in strange places

Posted by Marie Pawsey

Date posted: 5 Apr 2018

Have you ever been doing the tourist thing in a strange place, when a local improves your experience? On my first trip to Vienna, backpacking with friends, we were on a tram on the Ring Road...

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Read more about Kaurna Garden comes to life with an LLL earthcare grant

Read more about Kaurna Garden comes to life with an LLL earthcare grant

Posted by LLL

Date posted: 27 Mar 2018

In 2017, the LLL provided $105,000 in ‘earthcare’ grants to Lutheran Education Australia to be used for environmental projects within Lutheran schools. One school that was successful in winning a grant was Our Saviour Lutheran School...

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Read more about Holy communion at home

Read more about Holy communion at home

Posted by Marie Pawsey

Date posted: 27 Mar 2018

When a parishioner is unable to attend worship, and also Holy Communion, their Pastor brings communion to them. But the Pastor does not use the same cup and plate that are used at Church for the...

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Read more about Where might you have seen the LLL so far this year?

Read more about Where might you have seen the LLL so far this year?

Posted by Marie Pawsey

Date posted: 27 Mar 2018

Andrew Waldhuter and Marie Pawsey have been visiting and talking about LLL, and putting up displays of LLL and Lutheran Tract Mission materials, in three districts. They have answered lots of questions. (If you have a...

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Read more about Free of Charge: REG

Read more about Free of Charge: REG

Posted by Marie Pawsey

Date posted: 15 Mar 2018

How does the LLL facilitate financial giving free of charge to the church? As the financial institution for the Lutheran Church of Australia (LCA), LLL has been offering one particular service – REG – free of...

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Read more about Every little bit counts…

Read more about Every little bit counts…

Posted by LLL

Date posted: 8 Mar 2018

What have you given up for lent this year? We asked around the office, and some of the sacrifices being made are: Chocolate (from an extremely dedicated chocoholic) Shopping at garage sales and op shops Junk...

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Read more about Paying for disaster

Read more about Paying for disaster

Posted by LLL

Date posted: 22 Feb 2018

Confused about why your insurance keeps going up even though you don’t make a claim? Here’s a handy guide on how insurance works… We can’t change your home or car insurance policy costs, (and sorry we...

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Read more about Why do we "pancake" on Shrove Tuesday?

Read more about Why do we "pancake" on Shrove Tuesday?

Posted by Marie Pawsey

Date posted: 13 Feb 2018

Shrove Tuesday started as the day to eat up all the sugar and fat-filled foods that we were about to ‘give up for Lent’. So syrupy pancakes fried in delicious butter certainly fit the bill!! [Traditionally...

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Read more about In near real time

Read more about In near real time

Posted by LLL

Date posted: 8 Feb 2018

In Near Real-Time – PayID and NPP So many acronyms! If you’ve seen the ads on TV recently featuring a person with a fish head, you may be wondering what it’s all about. This fish-man-hybrid is...

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Read more about Saving money - making memories

Read more about Saving money - making memories

Posted by LLL

Date posted: 18 Jan 2018

Today I sat in my car, in Adelaide’s 42 degree heat, waiting for the rush of speeding bikes to make their way through McLaren Vale on stage 4 of the Tour Down Under. It was HOT! ...

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Read more about 5 tips to save in this back-to-school season

Read more about 5 tips to save in this back-to-school season

Posted by LLL

Date posted: 17 Jan 2018

Back to school is so busy. As the Mum of a nearly-5 year old, this is my first experience of the chaos that surrounds January as we ease out of holiday mode and start getting ready...

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Read more about Saving tip #59 (the next car)

Read more about Saving tip #59 (the next car)

Posted by Marie Pawsey

Date posted: 11 Jan 2018

The next car I was astonished when a friend mentioned that as soon as she bought a new car that she started saving for the next one. No car loan needed. It had never occurred to...

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Read more about Merry Christmas from the LLL

Read more about Merry Christmas from the LLL

Posted by LLL

Date posted: 21 Dec 2017

It's been a big year for the LLL in 2017. You can read about how we have supported the Lutheran Church Together in Mission, and about our financial results and strategic direction in the Annual Report. ...

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Read more about Christmas – the time of giving?

Read more about Christmas – the time of giving?

Posted by LLL

Date posted: 14 Dec 2017

I have an 11 year old niece. Each year at Christmas I ask her Mum what is on her wish list. She isn’t short of anything, so for the past few years I’ve been buying her...

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Read more about Crucial LLL calendar

Read more about Crucial LLL calendar

Posted by Marie Pawsey

Date posted: 7 Dec 2017

Our LLL calendar is crucial to the retirement plans of one of my friends. He always says that all he will need for retirement will be - an LLL calendar! He will put it somewhere prominent,...

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Read more about Saving money this Christmas

Read more about Saving money this Christmas

Posted by LLL

Date posted: 30 Nov 2017

When I was a kid, Christmas was the most exciting time. Now, watching my kids anticipate Christmas and participate in the build up to the 25th of December is one of my favourite things to do....

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Read more about Visiting Luther

Read more about Visiting Luther

Posted by Marie Pawsey

Date posted: 23 Nov 2017

What do you do on a Luther tour in Germany in 2017? Look for Luther, of course! Spotted Luther at the back of the Church of the Holy Spirit (Heiliggeistkirche) in Heidelberg … Zoomed in to...

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Read more about It’s not a car loan! It’s a car! Without the loan!

Read more about It’s not a car loan! It’s a car! Without the loan!

Posted by LLL

Date posted: 15 Nov 2017

You may have heard the radio ad where the father presents his young adult daughter with keys on her birthday, and she assumes he’s bought her a car. As she gushes with excitement about her “new...

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Read more about Life-changing shoes

Read more about Life-changing shoes

Posted by Glenice Hartwich

Date posted: 6 Nov 2017

The LLL International Mission Support Fund provides an annual ongoing gift to be used by LCA International Mission ‘in spreading the good news of the gospel’, now including capacity building in education. The fund generated $284,859...

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Read more about Stepping out in faith

Read more about Stepping out in faith

Posted by Jonathan Krause

Date posted: 26 Oct 2017

by Jonathan Krause The LLL sponsored the Australian Lutheran World Service event ‘Walk My Way’ with a $5,000 grant in July 2017. Why would anyone walk 26 kilometres down the steep slopes of the Adelaide Hills...

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Read more about Oasis in the Mallee

Read more about Oasis in the Mallee

Posted by LLL

Date posted: 19 Oct 2017

The LLL provided a Mission Resource Grant of $5000 (through the South Australia - Northern Territory District) to Bethlehem congregation in Pinnaroo. Read on to see what they did with it…. by Pastor Dan Rooney “It’s...

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Read more about Internet security: Protecting yourself from online scams

Read more about Internet security: Protecting yourself from online scams

Posted by LLL

Date posted: 11 Oct 2017

This week is ‘stay smart online’ week. We know that many of our depositors are wary of divulging their personal information online. And you know what? It’s good to be wary. That makes you safe. However,...

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Read more about How do offset accounts work?

Read more about How do offset accounts work?

Posted by LLL

Date posted: 5 Oct 2017

For some families, offset accounts can be very effective in reducing the amount of interest paid on their mortgage. Offset accounts work by offsetting the amount of money within the accounts against the mortgage, in essence...

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Read more about Pay Yourself First

Read more about Pay Yourself First

Posted by LLL

Date posted: 28 Sep 2017

Pay yourself first When I was 16 I went to see a financial advisor for the first time. He was a friend of my dad's and I only agreed to go to stop Dad from nagging...

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Read more about Spring holiday activities

Read more about Spring holiday activities

Posted by LLL

Date posted: 21 Sep 2017

Involving your children in nature-based-play is the modern-mother’s goal, right? It certainly seems so if you do any Insta-scrolling or Facebooking in your spare time. So, if you want to get some insta-worthy photos these spring...

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Read more about Results from our survey

Read more about Results from our survey

Posted by LLL

Date posted: 18 Sep 2017

In May and June 2017, the LLL conducted our first ever customer survey. While we regularly speak with our depositors in churches and schools, we have never formally sought your feedback. We had a fantastic response...

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Read more about Internet Security: Passwords

Read more about Internet Security: Passwords

Posted by LLL

Date posted: 6 Sep 2017

One of the first things you’re asked to do when you sign up to anything on the internet (email, social media, internet banking etc) is to come up with a password. The Australian Government recommends protecting...

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Read more about Save over $200 at the Royal Adelaide Show

Read more about Save over $200 at the Royal Adelaide Show

Posted by LLL

Date posted: 28 Aug 2017

Save over $200 at the Adelaide Show this year! It’s Spring, which for Adeladians means “The Royal Adelaide Show is coming!” From 1 – 10 September thousands of families will spend hundreds of dollars on tickets,...

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Read more about Give them actual cash!

Read more about Give them actual cash!

Posted by LLL

Date posted: 22 Aug 2017

We are using cash less than ever. When we actually need cash, it’s annoying. Think parking meters, pocket money, and $10 EFTPOS minimums...!! Of course the digital economy is ‘the way the world is’ now, but...

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Read more about Internet Security: Online Payments

Read more about Internet Security: Online Payments

Posted by LLL

Date posted: 15 Aug 2017

In our recent depositor's survey, you told us that one of your main areas of financial concern was internet security. Here is our first article in a series of internet security articles to help you safely...

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Read more about The 18th Birthday Credit Trap

Read more about The 18th Birthday Credit Trap

Posted by LLL

Date posted: 11 Aug 2017

What is the thing you’re most afraid of when your child turns 18? Is it the party they’ll want to have? Or the final loss of control as they officially become an adult? Perhaps you’re celebrating...

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Read more about A story about Elevation training day

Read more about A story about Elevation training day

Posted by LLL

Date posted: 1 Aug 2017

On Saturday 19 March 2016, 193 people (including Sonya and her sons) came to Elevation, the annual training day for children's, youth and family ministry run by Lutheran Youth of Queensland. Each participant attended four sessions...

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Read more about Do your kids know the value of money?

Read more about Do your kids know the value of money?

Posted by LLL

Date posted: 26 Jul 2017

In today’s world of electronic payments and internet banking, it is difficult to teach children the value of money. When you’re at the shops, how often do you pay with actual cash? Australians only use cash...

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Read more about New Senior School for Immanuel

Read more about New Senior School for Immanuel

Posted by LLL

Date posted: 3 May 2017

Immanuel College’s new Senior School, The Margaret Ames Centre, has brought a new era of education and learning to the campus. The LLL provides low interest loans to members of the Lutheran Church of Australia -...

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Read more about So, what is a story? (Story Tip 1)

Read more about So, what is a story? (Story Tip 1)

Posted by Marie Pawsey

Date posted: 30 Apr 2017

Story is everywhere. Story can be seen in song and fiction, as well as in non-fiction, blogs and art. Every day when we say what happened on the weekend or what happened to a relative on...

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Read more about An Aesop Fable and the structure of a story (Story Tip 2)

Read more about An Aesop Fable and the structure of a story (Story Tip 2)

Posted by Marie Pawsey

Date posted: 30 Apr 2017

The dog and the bone is an Aesop Fable, which has here been adapted to an Australian setting. [Aesop’s Fables, along with parables, are well-known forms of story.] Read the fable like you are watching a...

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Read more about The power of a story (Story Tip 4)

Read more about The power of a story (Story Tip 4)

Posted by Marie Pawsey

Date posted: 30 Apr 2017

I was travelling by bus to the airport with my two young goddaughters and their parents. It was a long trip, over an hour. So I told the girls a long story that started with a...

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Read more about Telling stories to incite action (Story Tip 3)

Read more about Telling stories to incite action (Story Tip 3)

Posted by Marie Pawsey

Date posted: 30 Apr 2017

This story variation is for telling business-style stories which want to make people think about what they could do. Orientation - who does the story happen to and what is the time and place that the...

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Read more about Parables (Story Tip 5)

Read more about Parables (Story Tip 5)

Posted by Marie Pawsey

Date posted: 30 Apr 2017

Jesus is renowned for telling parables. Many of them are written down in the Bible in Matthew, Mark, Luke and John. Here are two parables Jesus told. They are very short, but can you see the...

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Read more about NEW Evangelism goes online

Read more about NEW Evangelism goes online

Posted by LLL

Date posted: 15 Feb 2017

From congregations across Australia and New Zealand, so many requests were coming in for the NEW Evangelism workshops that it was not possible to present them all in person. An innovative project has now made this...

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