ROMANCE SCAMS. Scammers use dating or friendship to get your money. They go to great lengths to convince you the relationship is real and manipulate you to give them money. If you suspect that you have been scammed visit Staying Secure and call LLL 1800 556 457.

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Key features

  • No fees or charges – at all

  • LLL premium interest rate

  • Fixed interest rate

    Ensure your interest for the term of the deposit.

  • Secure

    One Time Password protection included in Internet Banking and the LLL app.

Secure LLL's premium rate


Achieve a higher rate on your missional deposits by fixing your interest for a 6 or 12 month period.


  • Interest paid at LLL's premium interest rate can be added to your account or rolled over at the end of the term
  • No fees or charges at all
  • Guaranteed rate of interest
  • Choice of 6 or 12 month tenure to suit your needs
  • Easy online application
  • Simple rollover option from one term to the next
  • Every dollar supports missional projects

LLL premium rate


Minimum deposit

Interest paid

4.10% p.a.

6 month


At end of term

4.85% p.a.

12 month


At end of term

Open an LLL Term Deposit today

Note that new customers will need to open an LLL Savings Account prior to applying for an LLL Term Deposit.

Secure your interest with an LLL Term Deposit.

Do you have a financial goal in mind or want to build a nest egg for the future? An LLL Term Deposit can assist you to achieve your saving goal sooner.

Your interest is fixed for the duration of the term deposit. There is no paperwork to complete; applying for an LLL Term Deposit is a completely online process.

While enjoying LLL’s premium interest rate, your money will assist and support the missional intent of the LLL.

LLL Australia is a charitable Authorised Deposit-taking Institution (ADI) and is regulated under the Banking Act and by APRA. By operating an LLL Account, you are supporting the LLL in aiding the Lutheran Church of Australia and its local and international mission.