UPDATE! LLL has introduced a new security requirement for all LLL Internet Banking users. All users are now required to update their login password to a password with increased complexity.

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Key features

Open an LLL Personal Savings Account today


  • A variable interest rate. Interest is calculated on daily balances and added annually.
  • Internet Banking and mobile LLL app access.
  • No minimum deposit or balance is required.
  • No fees or charges – at all.
  • Funds always accessible, with no penalties for withdrawing money at any time.
  • LLL accounts can be accessed in a variety of ways.


Saving is easier when you have an account that pays you without charging you.

Do you have a financial goal in mind or want to build a nest egg for the future? The LLL provides savings accounts that are simple to operate and pay a variable interest rate, with funds available anytime, in a secure environment. It’s as simple as a,b,c…

a – Funds go in; deposit money regularly into your savings account and watch your savings grow,
b – Your funds grow in interest, calculated daily and paid annually,
c – Funds go out, or rollover, whenever you like with no penalties or fees – you’re in full control of how your money works for you.

Do you want your money to assist or support a charitable financial institution rather than line the pockets of shareholders? LLL Australia is a charitable Authorised Deposit-taking Institution (ADI) and is regulated under the Banking Act and by APRA. By operating an LLL Savings Account you are supporting the LLL in aiding the Lutheran Church of Australia and its local and international mission.

Treat your LLL Personal Savings Account as a targeted saving account for:

  • your dream holiday
  • a new car, boat or caravan
  • the deposit on a house
  • a big-budget goal
  • school fees
  • Christmas.

Open an LLL Personal Savings Account today


*Interest rate is subject to change.

Additional account services