Links to LLL's Disclosure Documents are provided below.
Please ensure that you have read and are familiar with the documents relevant to the products you hold and our Privacy Policy.
The terms and conditions relevant to LLL Online are contained in the terms and conditions for the products for which that facility is available.
LLL Investment Facilities (debentures) - Instant Access, Notice of Withdrawal and Term Investment Facilities
The Terms and Conditions dated 26 May 2026 provide notice that the use of security tokens will no longer be supported from 30 June 2026. From this date, One Time Passwords may only be provided via SMS to a registered mobile phone.
Combined Financial Services Guide and Product Disclosure Statement
Other Policies
Archival documents
Important Information
By law, LLL must inform investors that LLL's debenture products are only intended to attract investors whose primary purpose for making their investment is to support LLL's charitable purposes, primarily support for the Mission of the Lutheran Church in Australia; that investors may be unable to get some or all of their money back when the investor expects it or at all; and that an investment in LLL's debentures is not comparable to investments with banks, finance companies or fund managers.