Ignite your finances with an LLL Term Investment Facility
Grow your funds with LLL's Term Investments, where LLL's premium interest rates meet purposeful impact; shaping your financial journey beyond mere numbers by supporting the missional projects of the Lutheran Church of Australia.
Key Features
Unlock higher returns: Grow your missional investments with LLL's premium interest rates, offering a fixed rate for up to a 12 month term.
Choice of term options: Choose between 31 day, 3, 6 or 12 month terms, providing flexibility to align with your financial goals and needs.
No hidden costs: Enjoy the benefits without the burden – LLL Term Investments come with zero fees or charges, ensuring your returns stay in your pocket.
Low minimum investment: Get started on your journey with a minimal investment of just $1,000, making it accessible to grow in your financial purpose.
Simple rollover: Seamlessly transition from one term to the next with our straightforward rollover option, maximising your financial growth without missing a beat.
Impactful investments: Where every dollar has a missional purpose, making your financial journey with LLL rewarding for you and the greater good.
Interest Rates
| LLL's premium rate* | Term | Minimum investment | Interest paid |
| 2.55% p.a.* | 31 day | $1,000 |
At the end of the term |
| 3.90% p.a.* | 3 month | $1,000 |
At the end of the term |
| 4.15% p.a.* | 6 month | $1,000 |
At the end of the term |
| 4.95% p.a.* | 12 month | $1,000 |
At the end of the term |
For larger investments, please contact our friendly team to discuss a negotiated rate on 1800 556 457 or at [email protected].
Facility Options
| Non-Associate | Associate^ | |
| Am I eligible to open an LLL Term Investment? | Yes | Yes |
| What Facility type am I eligible for? | Personal, Business, Child#, Self-Managed Super Funds | Personal, Business, Child# |
How to get started
Start your journey today by opening an investment online to watch your financial goals come to life while making a meaningful impact.
Invest in your financial future with LLL — your path to financial growth with purpose.
Need further information? LLL has developed a user-friendly comparison table to compare all investment products and features, helping you make an informed choice about your financial future.
LLL investment product and features comparison
Options for Children's facilities
LLL issues statements half-yearly, in July and January. Statements are issued via secure messages in LLL Online. Should you require an interim one-off statement or your statements by post, please contact our team.
Important Information
* Interest rate is subject to change.
^ Associate means an investor or potential investor in a facility that is the LCA, a body constituted by or under the authority of the LCA, a LCA entity, a member of the General Church Board, LCA clergy, a Lutheran body of shared charitable purpose or a paid employee of the LCA or LLL. LLL will determine whether a person qualifies as an Associate when they apply for a facility. Minimum age and signatory requirements apply; refer to the Terms and Conditions of the relevant product.
# Minimum age and signatory requirements apply; refer to the Terms and Conditions of the relevant product.
By law, LLL must inform investors that LLL's debenture products are only intended to attract investors whose primary purpose for making their investment is to support LLL's charitable purposes, primarily support for the Mission of the Lutheran Church in Australia; that investors may be unable to get some or all of their money back when the investor expects it or at all; and that an investment in LLL's debentures is not comparable to investments with banks, finance companies or fund managers.