INVESTMENT SCAMS: If you are looking for a fast way to make money, watch out – scammers have invented all sorts of fake money-making opportunities to prey on your enthusiasm and get hold of your cash. If you suspect that you have been scammed visit Staying Secure and call LLL 1800 556 457.

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LLL Non-Associates can receive faster payments on the New Payments Platform (NPP), while Associates can also make* payments via NPP.

Australians are able to transfer money in near real-time – putting an end to frustrating payment delays.

If you want to transfer money to a friend or family member (once they're registered with faster payments on the NPP) you don't need to ask for their BSB and account/facility number, and just need their registered mobile phone number or email address (their PayID®). 

Transactions are finalised almost instantaneously through the NPP, enabling payments in near real-time 24 hours a day, seven days a week throughout the entire year.

Traditional transfers via BSB and account/facility number transfers are still available, but will take around two days for the transfer to be completed. 

 Benefits of NPP

  • Fast – the NPP allows you to make* and receive payments in near real-time, with funds available to the recipient almost immediately
  • 24/7– the NPP is always open for business. You can make* and receive payments 24 hours a day, seven days a week
  • Simple addressing – a system within the NPP called PayID enables you to easily send payments to any registered recipient. Your PayID is your own unique identifier and could be a mobile phone number, email address or ABN. Note: when using PayID, the system will show you the recipient's name before you authorise your payment, so you know you're sending it to the right person. Read more about PayID.
  • Data enriched – the ability to send more complete remittance information with payments
  • Secure – the NPP is extremely secure. It is monitored 24 hours, seven days a week and is certified to the highest data security standards
  • PayTo® – make* and manage one-off or recurring payments with the secure management system PayTo.

Visit the NPP Australia's Frequently Asked Questions for more information.

Definitions 

New Payments Platform (NPP) – a technology that allows Australian consumers to send and receive payments quickly from one bank account or facility to another between institutions.

PayID – a smart address for payments that is linked to your LLL facility , such as your mobile phone number, email address or ABN.

One Time Password – an additional security measure embedded in LLL Online and LLL App. An OTP is a unique six-digit code, used in addition to your Login ID and password, that provides an additional layer of security when undertaking certain types of transactions and activities via these LLL platforms. For more information: LLL Online.

PayTo – the secure digital payment option, which gives you a fast and easy way to manage your purchases, bills, subscriptions and memberships.

 LLL and NPP

  • For an Associate to be able to make* or receive payments from your LLL facility, you'll first need to have LLL Online access and register a PayID within the portal.
  • Non-Associates can receive payments to their facility. First, you'll also need to have LLL Online access and register a PayID within the portal.
  • You can register your PayID when logged in to LLL Online or the LLL app.
  • If you have any concerns about payments made via the NPP or issues accessing LLL Online, please contact LLL on 1800 556 457.

Important Information

Generally, an LLL Online Login ID is given to all new facilities. If you are unsure of your details or you haven't used LLL Online before, contact us, and we can easily check or set this up for you.

NPP Payments from LLL facilities are only available to NPP Participants. NPP Payments will not be successful into LLL facilities from any NPP Participants who do not offer Single Credit Transfers.

*LLL Non-Associates can only receive NPP payments; Associates, however, may make and receive NPP payments, including PayTo.

PayID and PayTo are registered trademarks of NPP Australia Limited.

 

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