How investors can access their LLL facilities:
LLL Online
Features of LLL Online for all users:
- Zero fees or charges – at all
- View all your balances and interest at a glance
- Update your contact details
- One Time Password security protection
Features of LLL Online available for LLL Instant Access Facility^ users only:
- Transfer funds between LLL facilities and to external financial institutions
- Process BPAY® payments
- Regular/single future payment requests
Review ways you can assist in staying secure online and tips on password security to enjoy safer and a more secure LLL Online service.
LLL app
View your finances and complete important tasks with the LLL app for mobile and tablet.
Featuring an enhanced look and feel, the app is more intuitive and easier to navigate than ever before.
View your facilities, track your savings goals, and keep your contact details up to date - all supported by enhanced security for peace of mind.
The LLL mobile app is simple, secure, convenient, and right at your fingertips.
Download it from the App Store or Google Play today by clicking below or search for LLL Australia in your preferred mobile store.#
For more information visit: LLL app
Electronic Transfers
LLL's BSB number for electronic transfers is 704942.
This BSB number can be used within Australia for electronic transfers that debit or credit your LLL Instant Access Facility^ or credit a Notice of Withdrawal Facility.
Along with our BSB, you will need to quote the LLL facility number (e.g. 123456) and the facility name (e.g. J Smith).
Faster payments with the New Payments Platform (NPP)
The NPP allows you to make payments from an Instant Access Facility^ in near real-time, with funds available to the recipient almost immediately instead of the usual 1-2-day wait time. Read more about the New Payments Platform (NPP).
PayTo
Associates^ operating an Instant Access Facility^ can utilise the secure digital payment option PayTo®, which gives you a fast and easy way to manage your purchases, bills, subscriptions and memberships.
PayTo offers an alternative to direct debit, providing you with more visibility and control over one-off and recurring payments. Agreements are managed directly within LLL Online, where you can view, authorise and cancel agreements yourself.
You can also use PayTo to make payments without a card, like in-app purchases or for online shopping.
For more information visit PayTo.
Regular Electronic Transfers
By setting up regular transfers with LLL, Instant Access Facility^ holders can avoid the hassle of manually having to transfer funds between accounts or facilities regularly. All you need to do is nominate the amount, the frequency and which facilities the funds are coming from and going to.
For Non-Associates, regular transfers can be made into a Notice of Withdrawal Facility.
Bank@Post
With over 3,000 Post Offices now providing access to banking services, you can conveniently deposit for free at your local participating Post Office.*
All you need is your LLL personalised deposit book and you can access the following services:
- Cash deposit
- Cheque deposit
Find your nearest participating Post Office here.
Contact LLL to order a personalised deposit book today.
* A maximum of $9,999.95 cash and coin per facility per transaction with a limit on coin (not loose) to a maximum of $20.00. The total value of cheques per transaction must not exceed $999,999.99 and will be subject to a 7 business day clearance period. Only cheques in Australian dollars will be accepted. Bank@Post is an agency service provided by Australia Post on behalf of over 80 financial institutions. Bank@Post is available at participating Post Offices. Limits Apply. Refer to the LLL Investment Facility terms and conditions for further details.
LLL Office
LLL no longer offers over-the-counter service for cash transactions at our office located at 175 Archer Street, North Adelaide, South Australia.
However, our office (LLL Office Hours) and phone services remain open, and we will continue to provide support should you wish to pay us a visit, speak to our team in person or browse the Lutheran Tract Mission display.
Our online service, LLL Online, allows you to securely access your funds, and this will not change.
The office is closed on weekends and national and South Australian public holidays.
Depending on the facility you operate, you may be able to deposit cheques, make withdrawals, and provide facility transfers by mail.
An LLL deposit slip needs to be completed and accompany the deposit (with an LLL passbook** if applicable) when sending by mail. Noting that LLL no longer offers cash services.
Cheque withdrawals and facility transfer details, entered onto an LLL withdrawal slip, can be posted (with the LLL passbook** if applicable).
Refer to our comparison table for what options are available to you.
Important Information
Generally, an LLL Online Login ID is given to all new facilities. If you are unsure of your details or you haven't used LLL Online before, contact us, and we can easily check or set this up for you.
® Registered to BPAY Pty Ltd ABN 69 079 137 518.
^ Eligibility criteria apply, further definitions can be referred to in the Disclosure Documents of the relevant products.
App Store is a service mark of Apple Inc. Google Play is a trademark of Google LLC.
App Store is a service mark of Apple Inc. Google Play is a trademark of Google LLC.
PayTo is a registered trademark of NPP Australia Limited.
# The LLL app is supported on iOS and Android platforms only and the requirements are iOS: OS Version 13.0 or later, Android: OS version 7.0 and above.
** On 30 September 2025 LLL ceased offering and updating passbooks.

