UPDATE! LLL has introduced a new security requirement for all LLL Internet Banking users. All users are now required to update their login password to a password with increased complexity.

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For over a hundred years, LLL Australia has given money a purpose bigger than profit.


We strive to transform money into an instrument for people to experience God's unconditional love for all.


As Australia's only philanthropic Bank, LLL Australia's purpose is to meet the capital needs of organisations that proclaim Christ as Lord and Saviour and seek to show His love to all people in word and deed. In doing so, LLL seeks to generate a reasonable surplus to remain sustainable and support the Lutheran Church of Australia in its business and financial matters.

LLL delivers a relationship-centric approach to the people and the communities it serves, where money is turned into a force for good.

Our values are expressed in the culture we cultivate every day:


  • Partner in Faith

    We work together in partnership to achieve our missional purpose and further the spread of the Gospel.

  • Respect

    We value and respect all people, ensuring everyone is treated equally and their voices are heard.

  • Strive for Excellence

    To deliver on our purpose, we are always seeking new and better ways to do things.

  • Care

    We are an inclusive community who look out for each other and act in love through Christ's example.

  • Relationship Centric

    We seek to build strong, meaningful and trusted relationships with each other, our clients and stakeholders.

I thank my God every time I remember you. In all my prayers for all of you, I always pray with joy because of your partnership in the gospel from the first day until now. 

Philippians 1, verses 3-5