
Grow more than interest
Growing your savings is only part of the story. With LLL's
5.50% p.a. 12 month Term Investment*
you can earn a competitive fixed return while helping support ministry, mission and Christian communities across Australia.
Grow your savings. Support ministry.
Invest today

Why choose LLL?
Many investments focus solely on financial outcomes.
At LLL, your investment works in two ways:
- Growing your savings with a competitive fixed return
- Supporting ministry opportunities that strengthen churches and communities
One investment. Two outcomes.
Simple. Secure. Fixed for 12 months. Purposeful.
When you invest with LLL, your funds help enable ministry projects and initiatives that make a lasting difference across Australia.
Investment summary
| Feature |
Detail |
| Investment term |
12 month Term Investment |
| Interest rate |
5.50% p.a.* |
| Minimum investment |
$1,000 |
| Maturity options |
Reinvest, transfer to an LLL facility or withdraw |
| Interest paid |
At the end of the term |

Why investors choose LLL
- Competitive fixed-term returns
- Purpose-driven investing
- Personal customer service
- Trusted by thousands of Australian investors for over a century
- A long history of supporting ministry and mission
See your investment in action
Your investment helps churches, schools and ministries create lasting impact.
Read stories from across Australia and see how LLL investors are currently helping support ministry opportunities.
Everhope Church has found an inspiring place to grow after dropping anchor in Secret Harbour, south of Perth, WA.
Everhope, a church plant of Rockingham Mandurah Lutheran Church, was founded in 2021 and now holds Sunday...
Endeavour College is on track to transform education in Adelaide's north in 2027, with its innovative new Junior School building passing significant construction milestones.
Endeavour has been a beacon of educational excellence since it was established...
Good food, fundraising and fellowship were on the menu at the 2026 LYQ Appeal Dinner that raised over $40,000.
Lutheran Youth of Queensland's cornerstone annual fundraising event took place at Brisbane's Victoria Park venue on Saturday...
Continue growing what matters
5.50% p.a. 12 month Term Investment*
For a limited time.
Invest today
Important information
* Interest rate is subject to change
By law, LLL must inform investors that LLL's debenture products are only intended to attract investors whose primary purpose for making their investment is to support LLL's charitable purposes, primarily support for the Mission of the Lutheran Church in Australia; that investors may be unable to get some or all of their money back when the investor expects it or at all; and that an investment in LLL's debentures is not comparable to investments with banks, finance companies or fund managers.