Turn your savings into ongoing missional impact
Support the Causes you care about - while keeping your savings intact.
At LLL, we believe in resourcing God's mission through faithful stewardship. The Charitable Donation Program offers a simple and meaningful way to do just that; enabling you to support ministry and community initiatives while continuing to hold your savings.
By opening a Charitable Facility, you can nominate organisations and community initiatives to receive financial support, making a real difference across Australia.
- Your savings remain invested with LLL.
- Your generosity can create real, ongoing impact for the Christian organisations and causes you care about.
A smarter way to give
Giving is often seen as a one-off act. The Charitable Facility offers something different; an opportunity to create ongoing, faithful support over time.
By choosing to forgo the interest that would normally be paid to you, those funds are instead directed to approved beneficiaries by LLL. As part of the Program, interest foregone from funds maintained in a Charitable Facility by supporters enables LLL to allocate funds to a variety of community organisations as beneficiaries. The allocation is based on the organisation's needs and missional objectives, and in consideration of supporters' preferences.
It's a practical way to:
- Support ministry and community work
- Strengthen organisations you care about through consistent support
- Be part of something bigger than a single moment of giving
- Be faithful in the stewardship of your funds
Your investment provides 3.10% p.a. as part of the Program.
Why choose the Charitable Facility?
With the Charitable Facility, you can:
Keep your savings Your original investment remains intact; only the interest is forgone.
Create lasting impact Move beyond one-off donations and establish a steady, ongoing contribution to God's work.
Support what matters most to you Nominate a Cause that reflects your faith, values, and heart for mission.
Flexible giving Support one Cause or many, in a way that feels right for you.
Be as generous as you like Invest as little or much as you like, there is no minimum too small to start proving support.
No fees There are no fees or charges for you or your nominated Beneficiaries, supporting your and their ongoing ministry and community work.
How it works
Opening an LLL Charitable Facility is straightforward:
- Open a dedicated LLL Charitable Facility.
- Invest as little or as much as you like into that facility and nominate the organisation, ministry or project (the Cause) you would like to support.
- Your savings remain invested and instead of earning interest on your investment, interest that notionally accrues is foregone and retained by LLL. LLL uses it's discretion to allocate funds to approved Beneficiaries, considering your preference, community need and missional goals.
- By retaining your savings in the Facility LLL continues to allocate the foregone interest to Beneficiaries, helping their mission, ministry and community work.
- The Program enables ongoing support instead of relying only on one-off donations.
For example: Ben invests $20,000 in an LLL Charitable Facility and nominates an organisation or area of mission that matters to him. Instead of earning interest on that investment, interest that notionally accrues is foregone and retained by LLL. LLL uses its discretion to allocate this foregone interest to a range of Beneficiaries guided by Ben's nominated preference, community needs, and shared missional priorities of other Christian organisations. Ben's original capital remains intact and can be withdrawn** at any time.
Who can you support in the Program?
Through the Charitable Donation Program, you can support a growing network of Christian organisations and ministries across Australia, including:
- LLL Platinum Partners:
- Australian Lutheran World Services
- Lutheran Youth Queensland
- Local churches
- Schools and community groups
- Lutheran ministries and agencies
- National mission organisations
More organisations and Causes continue to be added, expanding the opportunities to support meaningful work.
What your support can help fund
Your support can help fund projects and initiatives that strengthen Christian community life, including:
- Building or upgrading community and worship spaces
- Supporting local outreach initiatives and ministry programs
- Funding equipment for community engagement (such as mobile kitchens or event resources)
- Enhancing digital ministry, media and communication tools
- Supporting schools, youth programs and family initiatives
- Reducing financial pressure through LLL loan repayment support.
Every allocation helps organisations continue their mission and serve their communities more effectively.
Start supporting a cause today
Take the next step and turn your savings into ongoing impact.
Want to learn more?
Charitable Donation Program FAQs
Contact our team – we're here to support you.
Are you part of an organisation seeking support?
Register your Cause and invite your community to support it.
Register a Cause
Important information
* Eligibility criteria applies. Further definitions can be referred to the Terms and Conditions for LLL Investment.
# We are required by law to notify investors that our debentures and our offering of the debentures is not subject to the usual protections for investors under the Corporations Act or regulation by the Australian Securities and Investments Commission.
By law, LLL must inform investors that LLL's debenture products are only intended to attract investors whose primary purpose for making their investment is to support LLL's charitable purposes, primarily support for the Mission of the Lutheran Church in Australia; that investors may be unable to get some or all of their money back when the investor expects it or at all; and that an investment in LLL's debentures is not comparable to investments with banks, finance companies or fund managers.
